Winter Driving help

Be prepared for hazards you may not see

While most of us are enjoying the early onset of spring here in Denver, the weather conditions in the high country can be unpredictable during this time of year. The chance of extreme winds, pelting rain, and blinding snow is constantly knocking at the door most especially while having a drive in snow. Even the most experienced drivers can be tested by Mother Nature’s power during a winter storm.

In order to protect yourself, your passengers, and all vehicles on the road, we suggest these simple tips when driving in fickle mountainous climates:

Keep an Emergency Kit on hand. This should include at least the basics of a blanket, boots, shovel, flashlight, and some nonperishable food items.
Don’t slam on the brakes. Use a “toe tapping” approach when you are planning to stop or turn, especially if the roads are wet or icy.
Maintain a steady speed. No need to stop suddenly or speed up too quickly.
Stay the course if you are skidding. Your “locked” wheels will take the lead; follow this lead. Do not steer away or try to brake.

Despite your best efforts, an accident may still occur while on a mountain trip. If you find yourself in a crash, keep in mind the following action steps. These will help to keep everyone safe while on a drive in snow and assist in letting Insurance Town and Country work through any necessary claims.

Don’t stress. While it may be natural to get worked up, or even start thinking irrationally, it is important to stay calm and maintain composure. Stay at the scene (but out of the way), and be sure to utilize your warning lights or road flares to alert other drivers.
Call 911. This is a job for the professionals. Let them do what they do best.
Reach out to Insurance Town and Country ASAP. Letting your insurance company know about the accident immediately will help speed up any possible resolutions.
Maintain innocence. Keep any ‘blame game’ comments limited to your conversation with the police and your automotive insurance company.
Obtain contact information. Be sure to exchange names, phone numbers, and even email addresses with any other drivers or witnesses involved.
Take photographs. Pictures are very useful when a claim is being settled.
Verify the other driver’s insurance is in effect. You can do this by calling the # on their ID card.

Call Insurance Town & Country today and speak with one of our insurance professionals. Let us help you navigate the hazardous roads of life and work to keep your insurance costs down. We have offices in Denver (303–388-7216) and Castle Rock (303–688-1251). Call us today to schedule your consultation!