We’ve all been there. Standing at the counter, keys in hand, ready to sign off on your rental car and begin the next leg of your journey, but then you hear it…

“Would you like to purchase insurance with your rental car today?”

How do you respond? Do you absolutely need the insurance? What’s the worst that could happen? Here are a few quick tips to help you through this decision.

• Check with Insurance Town & Country before you leave for your trip. Your current automotive insurance might already have you covered through your liability and physical damage coverage. Save time, money and the hassle of determining whether or not you need the additional coverage.
• Ask your credit card company. Depending on the credit card you have, you might have free rental insurance included. Situations vary, but it can’t hurt to ask!
• If you do decide to purchase the insurance offered, be sure you know what is covered. Keep a copy of your paperwork handy, and make a point of reading the fine print. Purchasing the insurance without knowing the coverage is just as bad as needing the rental insurance and not having it.

Follow these few steps, and be confident the next time you are at the rental car counter.

Call Insurance Town & Country today and speak with one of our insurance professionals. Let us help you chose the auto insurance that suits your vehicle, new or used! We have offices in Denver (303–388-7216) and Castle Rock (303–688-1251).  Call us today to schedule your consultation!