Did you already break your New Year’s resolutions?

Insurance Town and Country can help you keep that resolution about saving money in 2015. As an independent insurance agency, our business insurance rates are very competitive because we shop all of our carriers to verify you have a policy for your business at the right price.

Now is the time to take action and request a business insurance check-up. We will review your Commercial Property Insurance, General Liability, BOP, Commercial Umbrella Insurance, Workman’s Comp and Commercial Auto Insurance policies and assess whether or not your coverages are correct for the current state …

Christmas, Hanukkah and New Years – three great seasons to enjoy with friends and family. At Insurance Town and Country we are thankful for the trust our clients put in us every year to make sure their business and personal insurance policies are covering areas of risk and protecting what matters most.

If your holiday celebrations involve alcohol please do not take any chances and never drive while under the influence. We work hard to provide our customers with the best commercial auto insurance and personal auto insurance rates but DUIs can have a substantial negative impact on rates in …

The end of the year is quickly approaching! While you are enjoying family and friends and the things that really matter in life, also take a few minutes to review your business insurance coverages.

Business Insurance and General Liability policies need to be updated and adjusted periodically. You could even save some money in 2015 with lower rates. Changes within your business regarding employees, service areas, buildings and commercial vehicles need to be reviewed and brought up to date so that your coverage matches your actual needs.

Start 2015 with an accurate and up to date policy that protects you from the many …

Fall is here and the Holiday season is upon us.

It’s a time for family, friends, food and fun, and one of the great things about living here in Colorado is the wide range of high quality outdoor activities that can be enjoyed with your family and friends during the fall and winter seasons. Whether you enjoy snowmobiling, skiing, 4 wheeling, taking your recreational vehicle on vacation, or simply driving up to the mountains to play in the snow with family and friends, it is a good time to check on your insurance coverage to make sure that you are properly …

Bailee Coverage is a type of insurance specifically meant to cover a business in case property left in their care is lost or damaged.

This type of insurance is crucial for a business such a dry cleaners or a jeweler. Bailee Coverage is part of a coverage known as Inland Marine Insurance. This type of insurance began originally as Marine Insurance, covering items being transported via ship.

Bailee Coverage is related to “Bailment” which is the term used to describe an object that has been passed from the owner – the “bailor” – to a business or individual “the bailee.” That …

It is a state law — If you have employees, you must have Workers Compensation coverage.

No business owner wants to see an employee injured on the job. It can be nerve-wracking to consider the possibility. Unfortunately, failure to do so may result in an injured employee having to sue your business, or even you, to cover the damages that come from an on-the-job accident.

Workers Compensation coverage offers you and your employee a way to help cover wages lost, medical bills, disability settlement due to injury, and a death benefit. In 2012 alone nearly three million non-fatal injuries at …

As a business owner you hire only people you think you can trust.

Unfortunately, our first impression of a new employee may not always fit the reality of the situation. The best thing you can do to protect yourself and your business is to insure yourself against a possible tragedy such as crime. Many business owners think to insure about what can happen from without – fire, flooding – but fail to prepare from damage from within.

Crime Insurance is a type of insurance that can be tailored to your needs as a business, and is meant to help protect you …

As a new business owner, you’ve likely already heard that you need general liability insurance. What you may not know is what this type of insurance is, and how it helps to protect you. Why should you purchase general liability insurance for your business?

What is General Liability Insurance?

Commercial General Business Liability Insurance, or just “Liability Insurance” protects a company’s assets and pays for any obligations, including medical costs, if someone is injured on your property. It also covers any damage or injuries that you or your employees may cause. This insurance also helps cover the cost of any …