Business Insurance: Spring is Here, So Claims are Near

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For many businesses, Spring means the beginning of the season.  It doesn’t matter if you are a construction company, a wedding venue, or a traveling carnival, you need to be protected!  The agents at Insurance Town and Country know that to you, It’s more than a job—It’s your livelihood.  It’s also the livelihood of many of your employees and stakeholders.

We understand that different kinds of businesses need different kinds of business insurance, which is exactly why we offer several customizable policies to fit the specifics of your operation.  Below is a listing of our different kinds of business insurance …

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Life Insurance: Do It Now, So They Don’t Have To Later

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The death of a loved one is something that many families avoid talking about because it is scary, rude, or just something that you don’t think about. We’re telling you that now is the time to break the silence and start discussing your wishes and making plans in the case of your death. The days and weeks after a loved one’s passing should be a time of grieving, celebration of life, and healing. It shouldn’t be a time to stress over finances and funeral arrangements.

It is important to protect your loved ones from suffering a financial crisis, in addition …

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Small Business Bond Solutions

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The agents at Insurance Town and Country are more than just insurance policy experts.  We offer a range of products and services to small businesses, including bonds.  Our clients have a multitude of small business bond choices to fit their needs and goals.  We also understand that choosing a bond that makes sense for your unique circumstance may be challenging.  Our Bond Specialists are trained to help walk business owners through their options and choose a bond that makes sense for their business.  If you are in need of any of the following bond solution services, contact us today at …

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Pet Insurance: Man’s Best Friend’s Best Friend

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When you get a pet, you invite him or her to become a part of your family.  You care for your pet and they love you in return.  However, life is unexpected and often unfair; pet insurance is meant to keep a pet owner from having to make the decision between paying the bills and saving their best friend.

Pet insurance covers accidents and injuries, but wellness care and continuing care options are available as well.  Insurance Town and Country offers ASPCA Pet Health Insurance to our customers.  This policy offers amazing coverage and benefits, such as:

Get reimbursed 80% of…

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Business Interruption Insurance: When Disaster Strikes

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You have a great business. You are meeting your customer and clients’ needs and operations are running smoothly. Then disaster strikes. Lighting hits your building and destroys one of your machines or a snowstorm collapses your ceiling. What do you do now? Your Business Owners’ Policy may take care of the damage, but what about all of the income that you lose by not being able to produce?

The answer is Business Interruption Insurance or Business Income Insurance.
These policies protect you from losing the revenue that you would have received if your business had not been forced to stop due …

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Anthem Cyber Attack Credit Protection

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Last week Anthem was the victim of a sophisticated cyber attack.  Since that time, they have been working with the FBI to help protect the identities of their members whose information may have been stolen.  Starting on February 13th, anyone whose information was included in the compromised database may visit AnthemFacts.com to learn how to enroll in two years of free credit monitoring and identity theft repair services.  To view the letter sent by Anthem, CLICK HERE.

The free identity protection services provided by Anthem include two years of:

Identity Repair Assistance:  Should a member experience fraud, an investigator will…

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Commercial Auto Insurance: The Admiral of Your Fleet

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Like how an Admiral is depended to protect his fleet, Commercial Auto Insurance protects your company’s fleet in the case of an accident.  By insuring your vehicles, products, and employees with Commercial Auto Insurance, you prevent losing your hard-earned revenue due to an auto accident that causes property or vehicle damage, bodily injury, legal costs, and more.  If you have a mobile business, consider taking additional precaution with a custom plan that includes:

Bodily Injury Liability Medical Payments Personal Injury Protection (PIP) Coverage Comprehensive Coverage Collision Coverage GAP Coverage Uninsured and Underinsured Motorist Coverage

Let Insurance Town and Country take the …

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Worker’s Compensation Insurance: Safeguarding Your Employees

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Human Resources are a company’s most important resource. That’s why worker’s compensation insurance is an important part of any business, especially those whose employees conduct physical labor as a part of their job. When choosing a worker’s compensation plan, there are several dimensions to consider.

∙ How many employees do you have?
∙ How much are they paid?
∙ What is the likelihood of an incident?
∙ Have you had prior incidents?
∙ And many more…

Let us at Insurance Town and Country do the hard work for you. We’ll analyze your business and provide you options that will suit your company’s size. …

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What is a BOP Insurance Policy?

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Business Owners Insurance or a Business Owners Policy (BOP) is a customized type of insurance policy that combines Property Insurance, Commercial General Liability Insurance, and Crime Insurance, as well as additional coverage types based on your needs, making it one of the most important decisions a business owner can make. As a small business ourselves, we at Insurance Town and Country understand how important and exciting owning your own business is to our clients, which is why we often recommend a BOP Policy to protect their business against:

Products and Completed Operations Premises Liability Premises Medical Fire Legal Liability Business Income…

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Commercial Property Insurance–Making the Smart Decision

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If you wouldn’t drive your car with the check engine light on, why would you operate a business without Commercial Property Insurance?   Like a car, business insurance policies need to be maintained. Don’t let an unexpected incident endanger the life of your business.

Commercial Property Insurance is protection for your business itself, including: buildings, offices, equipment, furnishings, signage and inventory.

Let Insurance Town and Country be the safety belt for your business.  Call us at today 303–388-7216 to schedule a policy review or request a free quote!…

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