Insurance

Life Insurance Protecting Your Priorities

Life Insurance: Protecting Your Priorities

Life Insurance: Protecting Your Priorities

No one enjoys thinking about the inevitable fate that awaits us all. However, the thought can be less daunting knowing that your loved ones will continue to be cared for after you are gone. With the right Life Insurance, your beneficiaries will be provided with both long-lasting financial security and peace of mind. Your Life Insurance policy can help to pay for unexpected expenses such as funeral costs, housing payments, medical bills, education, and even prior debt. Helping your family maintain their current lifestyle and ease their financial worries is the primary intention of Life …

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Ways of Taking Care of Car Business

Taking Care of Car Business

Taking Care of Car Business TRUE or FALSE:

Get as many auto repair estimates as possible.

Sometimes true, sometimes false! This one depends on your insurance. Some insurance companies only require that you use an “in-network” auto repair shop. However, if you know you will be paying out of pocket, it won’t hurt to shop around for a good deal.

In a previous blog, we discussed some “TRUE or FALSE” statements that we recommend reviewing when purchasing auto insurance. Since the health of your car plays an important role in automotive insurance and the rates you receive, we thought we would elaborate …

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Keep Calm and Save Money

Keep Calm and Save Money

We’ve all heard the saying “A penny saved is a penny earned” — but sometimes it’s almost impossible to think about savings when most of your earnings are already accounted for. If bills, rent, student loan debt, credit cards, and the like are exhausting all of your current income, putting any amount into savings may be the last thing on your mind.

But, what happens when your car suddenly needs an emergency repair? Or your beloved pet gets sick and has to be rushed to the ER? Or what if your comfortable salary gets cut in half? …

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red-car-in-road-trip

Road Trip Essentials

Road Trip Essentials and Auto Insurance

Summer is here. Your schedule is open. And so is the road! With its warm temperatures and long daylight hours, summer is the perfect time to take that ultimate road trip you’ve been planning. However, nothing can ruin your plans as quickly as car troubles. While some auto insurance policies cover roadside assistance, it is still important to ensure that your vehicles is in top shape before putting it through those long drives. Here are a few tips to remember when you’re planning to be on the road longer than 2 hours:

Check in with…

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general-liability-insurance-inquiry

Business Protection with General Liability

Business Protection with General Liability

Owning a business is no small task. Seemingly ordinary day-to-day business operations can lead to a multitude of mishaps and accidents, which ultimately could result in a lawsuit. Protecting yourself and your business from these claims is the primary purpose of general liability insurance.  Having “GL” coverage will help protect your business from claims such as property damage or bodily/personal injury.

It is common to combine general liability insurance with property insurance. As a BOP, this policy has the potential to cover a wide variety of scenarios. GL insurance can be purchased as standalone coverage. …

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long-term care insurance

The Benefits of Long-Term Care Insurance

Benefits of Long-Term Care Insurance

Retirement. A time of relaxation.  A time of having no more cares or concerns. A time when you are supposed to finally be able to rest after working so hard for so many years. But what happens when advanced age has an effect on your plans and costs pop up in your time of relaxation? Is your current Medicare insurance going to help you pay for these unforeseen costs? The answer is mostly likely no. Even with Medicare insurance, there will be healthcare needs that unfortunately will not be met as one might expect transitioning …

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Commercial Insurance Auto Accident

The Basics of Commercial Insurance

Right Coverage for your Commercial Insurance

As a business owner, it is important to ensure all aspects of your company are insured.

Addressing these concerns and the need for insurance early on can potentially save you a few bucks and prevent additional worry.

Determining the kinds of coverage you need is the first step. Professional liability? Worker’s compensation? Commercial insurance? Chances are that if you own a business and have a vehicle that is used for work purposes, you or your company will need to carry commercial  insurance. Since this type of insurance can be vital to your business, you …

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Auto Insurance Investigation is it True or False

Auto Insurance: TRUE or FALSE?

Auto Insurance: TRUE or FALSE?

Rushing to buy car insurance is like Auto Insurance Investigation is it True or Falseplaying a board game without reading the rules. While you may feel the need to be “covered” and get in the game, some of the important details may get overlooked. Not fully understanding your auto insurance can lead to further confusion and frustration later on. The more informed you are, the better choices you will make. Below are some common “TRUE or FALSE?” statements to consider when buying car insurance.

TRUE or FALSE: Everything is paid for with “full coverage.”

False! According to the DMV.org, there is no such …

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Protect Your Employees with Workers Comp

Protect Your Employees with Workers Comp

Workers Comp Insurance

Protect Your Employees with Workers CompIf you own a business, you understand the value and importance of your employees. You also understand the needs of protecting your own employees with Worker’s Compensation Insurance. Simply known as “workers comp” — this type of insurance will protect both your employees and your business from various on-the-job mishaps. Although subject to specific terms and conditions, Worker’s Compensation can cover financial obligations such as:

            • An injured employee’s medical expenses/treatment
            • The replacement of lost wages from injury time off
            • A …

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Commercial Insurance - Call Insurance Town & Country today and speak with one of our insurance professionals.

Take Care of Your Toys

Commercial Insurance For Your Big Toys

No longer are the days of tricycles and scooters. You are a grown-up. Your toys are much bigger now.

ATVs, snowmobiles, golf carts, personal water vessels. Whatever your extracurricularToys vehicle of choice is, it is important to make
sure you have the proper coverage for it. Unless you have a separate garage with lock and key for your big-kid toy, you run a higher risk of damage or even theft. Having commercial insurance will ensure that your weekends of boating or off-road won’t be ruined.

With specialized ‘toy’ commercial insurance, you and your motor vehicle of choice …

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