Auto Insurance Archives - Insurance Town and Country

If you can see 5 cars — 1 of them probably doesn’t have insurance (statistically speaking)

Auto Insurance, Commercial Auto Insurance, Insurance, News / Matt Evans

Here’s the scenario; You were in a car accident, and it’s not your fault! (that felt more like a commercial?!?) — the other person wasn’t able to pay their bills the last couple months and doesn’t have any insurance. Often it’s not only the uninsured individual who can cause risk, but also the under-insured individual. If someone has the bare minimum insurance and your accident has more than the bare minimum of costs — this is not the situation any of us want.

Unless you live in Virginia, it’s illegal to drive a car without insurance. Every state has their …

If you can see 5 cars — 1 of them probably doesn’t have insurance (statistically speaking) Read More »

Fun Auto Purchase Ideas…What is a bug worth?

Auto Insurance, Commercial Auto Insurance, Insurance, Insurance Agent, News / Matt Evans

It’s so easy to love a bug. Check out our new value guide

Last July we told you about a new way we’re engaging with members over our shared love of cars: a resource we call the Hagerty Make/Model Price Guide. Our newest guide is all about the VW Beetle. At a time when cars were being built for power and pride, the Beetle made a huge statement by being small and driving slow. And that’s where the fun began.

Our value guides were made using the Hagerty Valuation Tools®. It’s easy for you and members to use these tools to …

Fun Auto Purchase Ideas…What is a bug worth? Read More »

Auto Insurance Tips for the Collector Car Market

Auto Insurance, Commercial Auto Insurance, Insurance / Matt Evans

Take advantage of the collector car market that’s killing it

In the midst of the fall season, the “upper middle” market (cars valued between $250,000 and a million) continues its long slowdown. This year, only six of the 10 upper-middle vehicles Hagerty® inspected at public auctions sold, down from eight out of 10 in 2015. At this year’s Amelia Island’s Concours d’Elegance, 60% of vehicles were auctioned for less than current Hagerty Price Guide values.

But there’s another market that’s killing it right now: entry-level collector vehicles (valued at $50,000 or less). Nearly 85% of entry-level vehicles Hagerty inspected at public …

Auto Insurance Tips for the Collector Car Market Read More »

Auto Insurance Frightful Facts from Christine

Auto Insurance, Commercial Auto Insurance, Insurance / Matt Evans

10 things that won’t kill you to know about Christine

Stephen King taught us some important lessons as he ascended the throne and took his rightful place as America’s most prolific author of horror and supernatural fiction. You know, things like: don’t play any pranks on Carrie, never stay at The Shining’s Overlook Hotel (“Here’s Johnny!”), and for goodness’ sake, tread lightly when dealing with a 1958 Plymouth Fury named Christine.

King takes the classic tale of boy meets girl to frightening heights when a geeky teenager named Arnie falls head over heels in love with a red Plymouth …

Auto Insurance Frightful Facts from Christine Read More »

What’s Fueling Colorado Car Insurance Rates?

Auto Insurance, Business Auto, Commercial Auto Insurance, Insurance, News / Matt Evans

Colorado drivers are likely asking themselves “why are my car insurance rates going up?”

Startling insurance loss trends are emerging that put Colorado in the top ten states for growth in insurance claims and costs to pay those claims.

Coloradans are now starting to see those skyrocketing costs add up to higher insurance premiums and they want to know why. Some quick facts to help you better understand Colorado’s volatile auto insurance marketplace, along with potential solutions that would benefit all Colorado drivers.

Bottom-line: There are more auto accidents and each accident is more likely to end up in costly litigation. …

What’s Fueling Colorado Car Insurance Rates? Read More »

Get to know your Vehicle Insurance

Auto Insurance, Insurance / Matt Evans

Vehicle Thefts – The Pitfall of the Mile High City

While the city of Denver has plenty talking points to brag about, apparently vehicle theft is not one of those points. According to the National Insurance Crime Bureau, the Mile High city ranks in the top 10 on the list of metros for auto thefts with keys. This means that while most of us would think it logical to always lock our car doors, many of us are not doing so. In fact on a nationwide basis, one out of every eight car thefts last year occurred where a car …

Get to know your Vehicle Insurance Read More »

Avoid the Teen Driving Drama

Auto Insurance, Personal / Matt Evans

Avoid the Teen Driving Drama

For the parents of teenage children, the joy of September’s “Back to School” can also bring with it the fears of having your teen hit the highway. It’s a milestone that both parent and child look forward to: the day when your child is old enough to drive. No more carpooling for Mom. No more chauffeur duties for Dad and the seemingly unrestricted freedom for child.

However, that freedom definitely comes with responsibility, and as a parent it is important to discuss such responsibility with your child. Even with the best insurance policy, coverage can only …

Avoid the Teen Driving Drama Read More »

Keep Calm and Save Money — OLD

Auto Insurance, Business Auto / Matt Evans

Keep Calm and Save Money

We’ve all heard the saying “A penny saved is a penny earned” — but sometimes it’s almost impossible to think about savings when most of your earnings are already accounted for. If bills, rent, student loan debt, credit cards, and the like are exhausting all of your current income, putting any amount into savings may be the last thing on your mind.

But, what happens when your car suddenly needs an emergency repair? Or your beloved pet gets sick and has to be rushed to the ER? Or what if your comfortable salary gets cut in half? …

Keep Calm and Save Money — OLD Read More »

The Basics of Commercial Insurance

Auto Insurance, Commercial Auto Insurance, Insurance, Insurance Agent, Insurance Payment / Matt Evans

Right Coverage for your Commercial Insurance

As a business owner, it is important to ensure all aspects of your company are insured.

Addressing these concerns and the need for insurance early on can potentially save you a few bucks and prevent additional worry.

Determining the kinds of coverage you need is the first step. Professional liability? Worker’s compensation? Commercial insurance? Chances are that if you own a business and have a vehicle that is used for work purposes, you or your company will need to carry commercial insurance. Since this type of insurance can be vital to your business, you …

The Basics of Commercial Insurance Read More »

Auto Insurance Investigation is it True or False

Auto Insurance: TRUE or FALSE?

Auto Insurance, Commercial Auto Insurance, Insurance, Insurance Agent, Insurance Payment / Matt Evans

Auto Insurance: TRUE or FALSE?

Rushing to buy car insurance is like Auto Insurance Investigation is it True or False playing a board game without reading the rules. While you may feel the need to be “covered” and get in the game, some of the important details may get overlooked. Not fully understanding your auto insurance can lead to further confusion and frustration later on. The more informed you are, the better choices you will make. Below are some common “TRUE or FALSE?” statements to consider when buying car insurance.

TRUE or FALSE: Everything is paid for with “full coverage.”

False! According to the DMV.org, there is no such …

Auto Insurance: TRUE or FALSE? Read More »