Matt Evans

Great Business Insurance for Denver and Castle Rock

At Insurance Town & Country, we pride ourselves in our customer service.  Our customers are our friends and family, they are our neighbors and the members of our professional groups.  It is our relationship with our customers, our relationship with you that drives us to work harder to make sure that your insurance policies work for your growing business.  Below we have listed several of our popular business insurance policies with a short explanation of their purposes.  If you have any questions or would like to discuss the insurance needs of your small or medium business, please contact us at …

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Veteran’s Day: Respecting Our Military Families

Veteran’s Day can raise several emotions for different people,  pride, patriotism, and honor, are a few that come to mind; but for many families with loved ones deployed overseas, Veteran’s Day is a reminder of the fear and uncertainty of the safety of their sister, father, cousin, son, best friend, or significant other.  In America, we are fortunate to have a diverse population who celebrate this holiday in their own unique way.

Everyone at Insurance Town and Country wants you to thoughtfully experience Veteran’s Day this year.  Whether you make the time to speak with your loved ones based far …

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Insured for the Holidays: Fire Insurance

Every year we hear about fires that happen over the holidays.  Since it is the beginning of the holiday season with Halloween having just passed and Thanksgiving right around the corner, we need to discuss the importance of making sure that you completely thaw out your turkey before attempting to deep fry it.  The ice and cold water WILL REACT with the hot oil and can cause an explosion!

Fortunately, you don’t have to test this theory out.  Our friends at the City of Danville, Kentucky Fire Department have put together a video that shows just how a grease fire …

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Stay Afloat with Flood Insurance

There has been some misinformation about who can qualify for flood insurance circulating and we would like to correct these rumors.  Anyone can get flood insurance.  It does not matter if you are inside or outside of the “flood plain.”  However, the cost of your insurance policy will be affected by your susceptibility to flooding.  So, if you are in the flood plain, you can expect your policy to cost more than if you lived outside of the flood plain.  There are two types of flood insurance coverage, “Building Property” and “Personal Property.”  We have listed the differences below.

Building …

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As we fall into Autumn, Start Preparing for Winter Insurance Needs

Many small businesses face drastic challenges as winter begins to rear its ugly head.  For mobile companies like food trucks and taxis, snow and ice create a much more hazardous work environment.  It’s also the beginning of cold and flu season, meaning that your employees could use a comprehensive health plan to keep them on their feet and in the office.

We understand that different kinds of businesses need different kinds of business insurance, which is exactly why we offer several customizable policies to fit the specifics of your operation.  Below is a listing of our different kinds of business …

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The Importance of Additional Commercial Liability Insurance

You may have Commercial General Liability Insurance, but is it the right insurance? Is it enough?

Keeping your business protected is a constant battle in today’s vicious lawsuit happy culture. Your current Commercial General Liability Insurance probably protects your business when incidents happen as a direct result of your regular operations. However, there are many situations that may require additional commercial liability policies. This article will cover three of the additional commercial liability policies most frequently needed by small businesses.

Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving…

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Do I Really Need Pet Insurance?

Many of our clients have furry, four-legged, family members and ask us, “how important is pet insurance?”  We like to think that it is very important.  We love our pets and don’t want to think about how a vet bill could be a determining factor over whether we have to say goodbye to a beloved friend, however without pet insurance that is often the case.  To illustrate the necessity of our affordable pet insurance policies, let us tell you a true story of one family’s experience of an emergency veterinarian visit without pet insurance.

One morning, a teenage girl woke …

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Business Owners Policy: Your Team’s Star Player!

Any business owner will tell you that keeping all of the accounts in order can be a hassle that takes valuable time away from focusing on serving the customer.  A Business Owners Policy (BOP) helps lasso your company’s insurance policies into a convenient package.  A BOP can also help save your company money, much like when you bundle your personal home and auto insurance.  With a Business Owners Policy, your company can bundle Commercial Property Insurance, Commercial General Liability Insurance, and Crime Insurance into a single BOP, your company can even include additional coverage options based on your …

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We Do More than Just Insurance, We’re a Notary!

While our primary business is selling insurance policies to individuals and businesses, we also offer notary services.  Below we have explained some of the basic notary duties that you may need from us.

Acknowledgment

When moving around in life, whether you are conducting personal or business, business, a notary may be required to formally declare or “acknowledge” that the signer of a document, often a contract, will, agreement to power of attorney, deeds, etc. has executed the signing of the document according to the following three requirements:

1) The signer understands the contents and purpose of the documents;
2) The signature …

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What is Inland Marine Insurance and Why Does My Business Need It?

Commercial Inland Marine Insurance is a special business insurance policy that provides additional coverage to your assets when they are not located at your physical business.  This coverage extends to tools, equipment, and products that are lost, stolen, damaged, or destroyed at a construction site, in storage, or during transportation.

Let’s say that you have to deliver your products to a client and your delivery vehicle is involved in an accident.  Your Commercial Auto Insurance Policy would help cover the damage to the vehicle and employees, your Worker’s Compensation Insurance would help the injured employees pay their bills while they …

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